How to Retire When You Want & Fund Your Desired Lifestyle Program
Is JAAA a Money Market Alternative?
Many financial experts and influencers have been suggesting Janus Henderson AAA CLO ETF, or JAAA, as a money market alternative. Is it? It’s not for
5 Lessons from Later in Life Investing
Have you ever learned the same lesson more than once? I sure have. So some of the financial lessons below are reminders, repeats, or
How to Avoid Bear Markets in Retirement
Bear markets are especially hard during retirement. The data supports that if a bear market occurs shortly before or after retirement a typical retirement
Are Covered Calls Safe in Retirement?
Many retirees struggle to have enough income to live in retirement, even if they have accumulated retirement savings. Are covered calls safe in retirement as
Is Allocate Smartly Good for Retirement Investing?
Allocate Smartly is an investment platform that allows investors to research, implement, and manage professional investment strategies in ETFs. Some of the Allocate Smartly strategies
Allocate Smartly Strategy Implementation
Just recently I had to make changes to the tactical portfolios I established in Allocate Smartly for the monthly rebalances. Let me briefly explain/update you.
How Much to Retire Formula
Estimating how much you need to retire can feel vague and intimidating because earned income ceases for most retirees. I took the formula I use
What Does It Mean When The Fed Expands Their Balance Sheet?
More investors are starting to realize that macroeconomics plays a significant role in investment returns. And investment returns determine if and how much our retirement
What If a Bear Market Occurs During Retirement?
The question isn’t really what if a bear market occurs during retirement. The question is what to do when a bear market happens during retirement
How Much Do I Need to Invest to Make $100k a Year
Making 100k a year from investments is a goal for many soon to be retirees who are dreading the loss of a salary. How much
Financial Coaches Online
It used to be you could search for a financial coach online and you’d find a page with numerous independent financial coaches. Then a funny
Financial Coach Services
It can be confusing to know the difference between the services provided by various financial experts. In general, the services provided by those referred to
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If you’re interested in creating income streams to fund your desired lifestyle in retirement or investing strategies besides long term passive stock and bond portfolios for decades (no matter what the markets do or you don’t have decades before retirement!) you’re in the right place; this site is about our journey to financial independence following our midlife epiphany that we needed to make some shifts if we wanted to maintain our nice lifestyle, for life.
You won’t see the usual cookie-cutter solutions to scrimp and cut out lattes (ridiculous as a solution:). This is about seeing and taking opportunities based on your own unique situation, assets, and skills, as well as opportunities at any given time based on ever changing financial markets.
While I’m an AFC, I mostly write based on my own 40 year investing experience both alone and with a few financial advisors I’ve used over the years, as well as small business and real estate so as to not rely solely on stocks or bonds. Check out my Free Resource Vault to get started.
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