Wealth Management Tips

Posts on wealth management tips

How Much Of My Net Worth Should Be in Cash (Liquid Net Worth, Cash Percentage)

Deciding how much of your net worth to keep in cash is a huge part of managing risk while building wealth, as well as contributing to a peaceful existence as an investor. The simple formula to figure how much of your net worth should be in cash is the amount you need to cover all …

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Should All Your Investments Be in One Place?

In my own investing for over 40 years and working with financial coaching clients as an AFC (Accredited Financial Counselor), I know the complexity that can come with having multiple investment accounts at different places vs the simplicity of using one brokerage firm. Should all investments be in one place? Benefits of having all your …

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Wealth Building Fundamentals Inspired by My Abundant Fig Harvest

  Last week as I picked an abundant fig harvest, I couldn’t help but think about how much my fig harvest parallels the wealth building fundamentals I’ve learned (many the hard way!) from investing in dozens of different assets and strategies over the past few decades as a personal investor.   These wealth building fundamentals are …

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Beginner To Advanced Investing Strategies | What’s Best for You?

Does everything you need to know about investing really fit onto one side of a cocktail napkin as touted by more than one wildly famous financial author?   Well, the answer depends on:  Your personal wealth plan How long you have to save and invest  Your net worth How much money you need to retire …

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How To Account For Inflation In Retirement Planning

Inflation is a lurking but serious danger that can destroy your ability to live well in retirement. If you’re wondering how to account for inflation in retirement planning, the main thing is to simply do it. First, use calculators that factor inflation into the numbers. Next, plan for inflation a little higher than what you …

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Stock Market Return 2010 through 2019 and Why You Care

Stock market returns by decade are often used as markers for measuring past performance and estimating future performance more reliably for retirement planning purposes. And we all know that stock market gains can be excellent passive wealth builders in most decades, so let’s see what happened last decade, and how can we use that data …

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