Camille Gaines, AFC

Accredited Financial Counselor, 40 Year Investor, Personal Finance Best Selling Author, and Income Stream Creator.

33 Wealth Building Steps That Will Shape Your Destiny

There is wealth building, and there is wealth keeping. Both matter. In this post, you’ll get 33 wealth building steps that are useful if you want to accumulate more wealth from any level, and to feel more in control of your financial destiny. My financial coaching clients often think the answer to building wealth will …

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How Will a Stock Market Crash Affect You? [Infographic + Video]

Investing in the stock market can be unsettling, especially after stock prices have climbed sky high. At any given time, I ask myself “How will a stock market crash affect me?” To get a very reasonable estimate for how much my net worth will decline in the next stock market crash I do this simple …

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How Much Of My Net Worth Should Be in Cash (Liquid Net Worth, Cash Percentage)

  Deciding how much of your net worth to keep in cash is a huge part of managing risk while building wealth, as well as contributing to a peaceful existence. The simple formula to figure how much of your net worth should be in cash is the amount you need to cover all your living …

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money pile | Does Living Off Covered Calls Really Work

Does Living Off Covered Calls Really Work?

Selling covered calls can generate income of roughly 2 to 12 times that of dividend income received from the same stocks. Living off traditional investments has become challenging since the yields from both stock dividends and bond interest are so low, leading investors to consider covered calls. Is living off covered calls is feasible? Income from …

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Wealth Management Tips for Everyday Investors

Managing your wealth is like raising children: You don’t know how to do it because you’ve never done it. By the time you know how to raise children, the kids are grown. Managing wealth is similar. Here are 9 wealth management tips that will help you keep and grow your money while enjoying the journey. Don’t …

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10 Ways to Reduce Investment Risk While Building Wealth

Updated 5-28-19 Do you worry about losing your money? Here are 10 ways to reduce investment risk so you can sleep better at night while still journeying toward your financial goals. While it may seem like you have to be an advanced investor to lower risk, these practical ways to lower investment risk are simple …

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Investment Strategies A High Net Worth Advisor Uses To Lower Risk

Are you wondering what investment strategies you can use to lower your risk while increasing your returns? In this post, I’ll share five investment strategies that one of the top financial advisors uses to build wealth safely for his clients while also generating income. Many years ago, my dad taught me to investigate where and …

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burning dollar | Retirement Withdrawal Strategies

Retirement Withdrawal Strategies – Do They Still Work?

Have you heard that the past reliable retirement withdrawal strategies don’t work anymore? Well, there is good news, and bad news around that rumor. The good news is that retirement withdrawal strategies can work for those seeking to withdraw 1 to 4% a year from their investment accounts as a passive source of funds. The bad …

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Our Simple But Innovative Retirement Income Planning

Are you ready to begin retirement income planning? In this post, I’ll present the steps to an innovative retirement income planning process that’s different from the norm. This is the approach that we decided to develop and use in late midlife after being thrown a few curve balls. These curve balls are also known as …

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coffee work | how to live off investments

How To Live Off Investments During Low Interest Rates [Videos]

You may be wondering how to live off investments, especially in this day and age of extremely low interest rates when your investments don’t earn much income. Simply put, you can live off investments in one of three ways:  Spend your savings and the growth from that money Spend the income your savings generates for …

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